How to Check the Home Depot Store Credit Balance

6 min read

How to Check the Home Depot Store Credit Balance

To ensure your next visit to the Home Depot store goes smoothly, you’ll want to check your store credit balance first. 

How to check the home depot store credit balance can be a problem, but after reading this article, you would be able to check your depot store credit balance easily.

This can be done either online or in person, and it will give you an idea of what new products you can purchase at the store and what coupons you can use when shopping there again.

This post will guide you on how to check the Home Depot store credit balance online and in person.

How to Check the Home Depot Store Credit Balance
How to Check the Home Depot Store Credit Balance

How to Check the Home Depot Store Credit Balance

The Home Depot offers credit cards with an introductory 0% interest rate for 6 months on purchases and balance transfers. 

These rates apply to purchases made within 90 days of opening your account, after which regular rates apply. You can check your balance online by following these steps

  • Go to The Home Depot website and click on My Account in the upper right-hand corner.
  •  Click on Check your balance under Payment Methods. Your current balance will be displayed. If you have a balance transfer, you’ll see a separate line item for that amount.
  •  You can also call The Home Depot at 1-800-430-3376 and ask them to check your balance for you. 

How To Fund your Home Depot gift card balance on the website

If you’re still not sure about your gift card balance, you can check it by visiting home depot’s website. 

Log in and click on Gift Cards in the top navigation bar. On that page, select Gift Card Help and then enter your 16-digit gift card number (found on your Home Depot gift card or in its accompanying email).

 The next screen will show you any remaining balance along with any applicable terms and conditions. You can also contact customer service at 1-800-430-3376 if you’re still unsure about how much is left on your gift card.

Checking store credit balance in-store

You can check your Home Depot store credit balance by asking a sales associate for assistance. 

The associate will retrieve an application for you and ask for your name, address, phone number, email address, and a method of payment (e.g., debit card). 

After checking with their back-end systems, they’ll confirm your store credit balance. If you don’t have a receipt, they’ll tell you what was purchased based on information available in their system.

 If you are unable to visit a physical store, you can request a copy of your sales receipts by visiting The Home Depot website. 

In addition, you can sign up for Account Alerts which is a service that will send email notifications when items on your receipt exceed specified price thresholds.

Pros And Cons Of Home Depot Store Credit

How to Check the Home Depot Store Credit Balance
How to Check the Home Depot Store Credit Balance

As with any credit card, it’s important to weigh both pros and cons before you make a purchase. 

For example, if you think that having a Home Depot store credit card will give you rewards on purchases but end up spending more than you can pay off every month, you could find yourself in trouble pretty quickly. 

If paying in cash is your best option, stick with it—because being in debt for your tools isn’t going to help your project get done!

Below are the pros of home depot store credit

  1. It can help you build your credit history

When you use a credit card responsibly, it can help you establish a good credit history which could be important if you ever want to buy a house or car in the future. 

It’s important to remember that building good credit is not an overnight process, so don’t get discouraged if it takes some time before your score improves. And, of course, make sure that you pay off your balance every month! 

  1. You might get rewards on purchases

Some home depot store credit cards offer cashback or reward points for every dollar spent with their card. 

Just keep in mind that these programs often have minimum spending requirements and expiration dates for rewards points, so read all fine print carefully before signing up for any program.

  1. You might get discounts on purchases:

Many home depot store credit cards come with special offers and discounts on products, services, and even rentals when you use them at any Home Depot location. 

These deals can include access to exclusive promotions and rebates, so if you’re a big fan of saving money it could be worth applying for a card. Just make sure that you read all the fine print before making your purchase—you don’t want to miss out on an awesome deal!

  1. It can help keep track of your spending:

Having a credit card can help you stay organized by keeping track of how much money you spend each month. If your balance gets too high, just pay off what you owe as soon as possible!

Below are some of the cons of Home Depot Store Credit

1.  It can make it easy to overspend: When you have a credit card, it’s easy to forget about how much money you’re spending. If you’re not careful, you could end up paying for things that you don’t need—which isn’t good for your budget or your stress levels!

2. It can make it easier to get into debt: Just because you have a home depot store credit card doesn’t mean that you should spend money that you don’t have! If you charge something on your card and then realize that you can’t pay for it, your financial situation could quickly spiral out of control.

What is a home depot store credit?

Home Depot store credit is a type of gift card that can be used at any physical store location. 

This gift card can only be used for purchases and cannot be used for online purchases or over-the-phone purchases. 

The minimum purchase required with a Home Depot store credit is $50 and there is no maximum limit on how much you can spend. 

When you’re ready to make your purchase, simply provide your card number and PIN, swipe your card through the terminal and confirm your payment method. 

If you prefer not to use a PIN, simply select credit as your payment method. 

Once payment has been processed, you will see an immediate printout of the receipt showing that funds have been deducted from your balance.

How Can I Use My Home Depot Store Credit?

How to Check the Home Depot Store Credit Balance
How to Check the Home Depot Store Credit Balance

Home Depot offers two types of store credit: a standard credit card and a gift card. Both can be used in any Home Depot or The Home Depot Tool Rental Center store.

The gift card, which comes in denominations of $10-$2,000, does not have an expiration date; 

however, it is not re-loadable and is non-transferable. 

The Home Depot credit card has no annual fee and can be used for purchases at participating locations where Visa debit cards are accepted.

How To Use Home Depot Store Credit Without Id

You can use your Home Depot store credit to pay for any item sold at the home depot’s local stores. Whether it is a new lawnmower, light bulbs, or even a kitchen sink. You can also use your store credit to pay for the installation of an item, such as a ceiling fan or water heater.

If you want to use the store credit online, you’ll need to link your Home Depot Store Credit to your home depot account. To do so, click here and follow the instructions provided by home depot.

As long as you carry your linked photo ID with you, you can use your Home Depot Store Credit at any Home Depot location worldwide. During this process, home depot will require a government-issued photo to prevent fraudulent activity such as the illegal online sale of Store credit cards. Your ID also serves as a confirmation that you are the owner of the store credit.

If your Home Depot Store Credit includes a PIN and was issued by a Home Depot store in the United States, you can also use it to make online purchases. You can use store credits just like gift cards to purchase items from any home depot’s local stores.

To find out how much store credit you have on your home depot store

How to Turn Home Depot Store Credit To Cash

If you have extra Home Depot gift cards lying around, you can turn them into cash. There are two methods that work.

One is to sell your Home Depot gift card on a gift card exchange site like Raise or Cardpool. You’ll get less than face value in cash, but if you don’t need the full amount of the card, this is an easy way to get something for it.

The second way to turn your Home Depot gift card into cash is to buy something from Home Depot, then return it and receive cashback in the process. This is a bit more complicated than selling your car outright, but it allows you to get cashback for 100% of the value of your card.

If you need cash to pay for a purchase, you can trade-in your Home Depot gift card at Target, Walmart, or Kroger. Each of these stores allows you to trade unwanted gift cards for store credit. These store credits can then be used to purchase another brand’s gift card which you can use as cash elsewhere.

In general, if you want the most value out of your store credit, try to sell it online. You may not get the full face value of your cards, but there are plenty of people who will pay close to the full amount for a discount on their purchases. One third-party website is where customers can buy unused gift cards at a discount or sell their own gift cards for cash


The Home Depot credit card is a co-branded card that was made in conjunction with Chase Bank. 

This allows you to check your balance quickly and easily. It’s just like checking your bank account but through a special interface provided by Chase. 

Simply go online, log into your account and check your available balance. You can also set up text alerts for when your balance goes below a certain level or you spend over a certain amount of money monthly.

Avatar of Fredrick

Leave a Reply

Your email address will not be published. Required fields are marked *

error: Content is protected !!