Automated Teller Machines (ATMs) come with withdrawal limits. Today, we are reviewing the Wells Fargo daily ATM withdrawal limit. It is important to note that the Wells Fargo daily ATM withdrawal limit varies depending on the kind of account one is operating with Wells Fargo.
ATM withdrawal limits are critical as it is easy to steal funds from an account without interruptions from the bank or the account owner. For example, if you walk into a bank and try to take all the money from an account, the bank would verify if it’s you trying to make the withdrawal. Once the cashier notices any shady movements, they quickly alert security personnel and other senior banking officials. But with an ATM, there is no chance of stopping such a move except with a daily ATM withdrawal limit.
Without further ado, let’s look at what the Wells Fargo daily ATM withdrawal limit is.
Wells Fargo Daily ATM Withdrawal Limit
The Wells Fargo daily ATM withdrawal limit is $350. As a Wells Fargo customer, you cannot withdraw more than this amount from the Wells Fargo automated Teller Machines per day. The $350 Wells Fargo daily ATM withdrawal limit is the same for all accounts in the United States.
Wells Fargo has over 16,000 Automated Teller Machines (ATMs) around the United States. In every location where a Wells Fargo Automated Teller Machine is, you can withdraw not more than $350 as that’s the Wells Fargo daily ATM withdrawal limit for all customers.
Although the spending limit for Wells Fargo customers is $1,500, it is surprising to see that the daily ATM withdrawal limit is as low as $350. Wells Fargo is undoubtedly offering the least daily ATM withdrawal limit among banks in the United States. Let’s make a brief comparison.
What Is Wells Fargo debit Card Spending Limit
The spending limit of your Wells Fargo debit card is the amount of money you can spend on your debit card in a 24-hour period. The limit is set by the bank and may vary from $200 to $1,500 depending on your account type.
If you attempt to exceed this limit, your transaction may be declined by the merchant. If you want to make an order larger than $1,500 with one purchase, you must split your order into two separate transactions with two different merchants.
How To Check My Daily Spending Limit Wells Fargo
If you have a Wells Fargo credit card, you can check your daily or weekly spending limit online.
To Check Your Daily Spending Limit:
Log in to My Account with Wells Fargo and select Credit Cards. Click the card that you want to check the spending limit for. Under the Account Details section, select Spending Limit. You’ll see your current daily spending limit and any upcoming changes to it (if applicable).
To Check Your Weekly Spending Limit:
Log in to My Account with Wells Fargo and select Credit Cards. Click the card that you want to check the weekly spending limit for. Under the Account Details section, select Weekly Budget. You’ll see your current weekly spending limit and any upcoming changes to it (if applicable).
Wells Fargo Daily ATM Spending Limit vs Bank of America
Bank of America, the 2nd largest bank in the United States, allows its customers to perform up to $1,000 ATM withdrawals in a single day. That is $750 more than the Wells Fargo daily ATM withdrawal limit.
Wells Fargo Daily ATM Withdrawal Limit vs CitiBank
For CitiBank, the withdrawal limit is $2,000. It is similar to the daily ATM withdrawal limit for Bank of America, which is $750 more than the Wells Fargo daily ATM withdrawal limit.
However, if you are not operating the Citigold Account Package or the Citi Priority Account Package, your ATM withdrawal limit will be $1,000. Only users of the account mentioned above can enjoy the $2,000 daily ATM withdrawal limit by Citibank.
Wells Fargo Daily ATM Spending Limit vs Chase Bank
Chase Bank is America’s biggest bank, and you would typically expect its ATM withdrawal limit to be more than what Wells Fargo offers. However, I discovered Chase Bank offers a daily ATM withdrawal limit more than every other bank in the United States from the research I conducted.
While the Wells Fargo daily ATM withdrawal limit is $350, Chase Bank offers its customers a daily withdrawal limit of $3,000. Every Chase Bank customer can withdraw up to $3,000 from Chase Bank ATMs countrywide.
Having known this, I would like to show you how to Increase the Wells Fargo daily ATM withdrawal limit.
How to Increase Wells Fargo Daily ATM Withdrawal Limit
There is no gainsaying that the Wells Fargo daily ATM withdrawal limit is too small. No big spender will be excellent with a $350 daily ATM withdrawal limit, and even when we know this withdrawal limit was placed to curb fraud, it can be inconvenient at some point.
To increase your Wells Fargo daily ATM withdrawal limit, call your bank’s customer care and demand an increase. You will find a number you can call at the back of your card.
You can increase your Wells Fargo debit card limit by following the steps below:
Step 1: Log in to your Wells Fargo account.
Step 2: Go to the “My Accounts” tab and click on “Card Services.”
Step 3: Click on “Change Debit Card Limit.”
You will be redirected to a new page where you can change your debit card limit. Fill in all the details, including your social security number, date of birth, address, current balance and last four digits of your card number. Then click on “Submit” to continue with the process.
You can also call Wells Fargo at 1-800-934-3557 during normal business hours (Monday through Friday) to speak with one of their representatives about increasing your debit card limit. If you choose this option, be sure to have all of your information ready so that they can help expedite the process for you!
Wells Fargo Daily Teller Withdrawal Limit
Wells Fargo daily teller withdrawal limit is $1,500 per day. Wells Fargo does not have a maximum withdrawal limit for ATM withdrawals. However, there are certain restrictions on the amount of cash you can withdraw from an ATM.
Other Wells Fargo Bank Accounts’ Daily Withdrawal Limits
Wells Fargo also offers checking accounts, savings accounts and certificates of deposit with different daily withdrawal limits. The following are some examples of daily withdrawal limits:
Wells Fargo Premier Checking Account: $1,000 per day
Wells Fargo Everyday Checking Account: $500 per day
Wells Fargo Savings Plus Account: $500 per day
How Do I Find Out My Daily Atm Withdrawal Limit Wells Fargo
The Wells Fargo ATM withdrawal limit is based on your daily balance and your account type. For example, if you have an Everyday Checking account, the maximum amount of money you can withdraw from an ATM is $400 per day.
To find out what your daily withdrawal limit is for an ATM, call Wells Fargo’s customer service department at 1-800-869-3557
If you’re unsure of what type of account you have, call 1-800-934-6427 and select option 2 for financial services.
Brief Overview of Wells Fargo
Wells Fargo was a diversified financial services company before it was incorporated into a bank holding company on January 24, 1929. The bank currently has three operating segments: wealth & investment management, community banking, and wholesale banking.
Wells Fargo provides a wide range of retail, commercial, and corporate banking services through its banking locations and offices scattered across the United States. Additionally, the bank offers internet banking to ease the process of banking for its esteemed customers.
Furthermore, the bank provides financial services through its subsidiaries such as consumer finance, equipment leasing, wholesale banking, commercial finance, agricultural finance, securities brokerage, mortgage banking, and investment banking.
Wells Fargo has its administrative facilities at various locations, which includes Phoenix, Austin, Texas, Oregon, Arizona, San Francisco, California, San Jose, California, Greenwood Village, Colorado, Littleton, Colorado, Rochester, Minnesota, St. Louis, Missouri, Las Vegas, Nevada, and Portland.
There are about thirteen thousand Automated Teller Machines (ATMs) and six thousand retail banking stores in the United States.
To sum up this post, Wells Fargo daily ATM withdrawal limit is $350 while the daily spending limit is $1,500. Increasing your limit is subject to approval from the bank.